Traps To Avoid When Insuring Your Next Move

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While it is a travesty when valuable household items are damaged in an interstate move, it is even more devastating when the damaged items were inadequately insured by the family changing location. Obtaining proper insurance coverage for your belongings is dependent upon following several important steps.

If even one is neglected, you might be unable to recover for damages. Interstate moving companies are required, by law, to insure every item up to a value of .60 per pound. While this covers a part of the cost of replacing a solid item like a bed frame, .60 cents a pound covers only a fraction of the cost of such delicate items as computers, or works of art.

Consumers have the option of contracting with moving company, and ordering additional insurance for an additional cost. Various policies provide special coverage for all or some of the items being moved.

In deciding whether to get or not to get insurance, private individuals make several mistakes during their move. Some people make the mistake of assuming that nothing will happen to their goods. If there is a little damage, they assume it won’t occur to the “valuable” items packed away among the rest of the goods. Read this excerpt of a story form movingscam.com about one householder who had agreed, at the last minute to accept .60 a pound for damaged goods: “Due to all the damage which includes three lost wardrobe boxes, a heavy computer desk, entertainment center, damaged waterbed, and a few other smaller items they offered me just $72 ” While movers usually like to sell insurance to their customers, as this is extra money for them, this particular householder didn’t learn about the special coverage option until his belongings were being loaded on the truck And that leads to point 2.

Insurance agreements must be negotiated and signed in writing before packing and loading begins. Once the moving process has started, insurance options are closed. Point 3. In order to collect on damage, every item must be inspected and cataloged before and immediately after the move. Even honest, not to mention dishonest moving companies will not pay a dime for damage discovered after belongings have been unloaded and used in the new location. Point 4 Moving companies, especially scam companies, will often refuse to insure items packed by the private householder.

With all this said, it makes sense to use a packing company to move. Professional packers are professionals trained to pack and load all your items safely. They will provide an inventory list of your items. Their packing is accepted by moving companies, and therefore every item packed by a packing company will be covered by the insurance policy negotiated with the company transporting the household goods. They know the ins and outs of moving regulations and can help determine what type of moving insurance is best for a family’s needs.

Packing Service Inc. is a name to trust in the Packing Service Industry. The company is dedicated to fighting moving scams They provide a packing and moving cost estimate They have extensive experience working with movers and shippers, and can save you money while protecting your possessions during the move. It is important to note, that Packing Service Inc. only hires workers with at least one year experience in the packing and or moving industry. And with a growing number of affiliates, chances are Packing Service can help you on both ends of your move.

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